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Wind Mitigation

Protecting your property from high winds caused by a hurricane or storm is called wind mitigation. Features of your home or installations you’ve made to your home to mitigate wind damage may help reduce the hurricane-wind portion of your premium.

Wind Mitigation

Certain home features or installations can protect your property from hurricane or storm winds. Wind mitigation often provides premium savings- and always provides greater peace of mind to you and your family.

To take advantage of wind mitigation discounts, schedule an inspection with a qualified inspector.

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An inspector inspecting a house for wind damage

Factors Considered for a Wind Mitigation Discount May Include:

Roof Strength Protections:

Roof Shape

Roofs come in many shapes, and combinations of shapes. Certain shapes are more wind resistant.

Roof Covering

The type of materials used to cover your roof such as shingles, tiles, and metal roofing.

Roof-to-wall Connection

This is how your roof is secured to the walls and how it is held down during a high wind event.

Roof Deck Attachment

This is how securely the roof deck is secured to the underlying structure, such as the trusses or rafters.

Protection Against Water Intrusion:

Secondary Water Resistance

This is an added layer of protection between the roofing material, such as shingles or tiles, and the roof deck to prevent water from coming into your home should the roof covering material be damaged or blown off by wind.

Protection of Openings:

Features that protect the openings into your home, such as doors, windows, skylights, or vents, may be built in at the time of construction or added later. Some protections features include shutters and impact-rated doors and windows.

Qualifying for Savings

To take advantage of wind mitigation discounts you will need a wind mitigation inspection performed by a qualified inspector.

Wind mitigation often provides premium savings- and always provides greater peace of mind to you and your family.

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