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New to Trident from Citizens? We have answers to your questions in our Welcome Guide.

Insurance

The Power of Community

Insuring your home with Trident means more than just having a policy. As a Trident Member, you become part of a network of owners who share risk and pool resources to cover losses. This cooperative approach can often lead to more competitive premiums and personalized services.

By becoming a Trident Member you benefit not only from potential cost savings but also from the peace of mind that comes from being a part of a supportive and transparent insurance community.

Insuring your home with Trident means more than just having a policy. As a Trident Member, you are a stakeholder and become part of a network of responsible owners that benefit from Trident’s performance.

Become a Trident Member
An image of a man mowing his lawn and a neighbor walking his dog to represent community

Individualized Coverage Starts With an Array of Options

  • Contents Coverage
We know your home is much more than walls and a roof. Contents coverage safeguards memories, comforts, and the items that make your house a home.
  • Other Structures
Your home continues beyond the boundaries of your house. Other structures coverage extends protection to your detached structures—think garages, sheds, and fences— and creates a comprehensive shield around your entire property.
  • Additional Living Expenses
Rest easy knowing that if your home becomes temporarily unlivable, you’ll still have a roof over your head and be reimbursed for the cost.
  • Animal Liability
Financial protection for pet parents. If your furry friend injures someone causing a lawsuit, this coverage puts a leash on the potential damage to your wallet.
  • Screen Enclosure
Your outdoor living space is an extension of your home. Relax and enjoy the outdoors knowing your happy place is covered.
  • Water Backup
Life can get messy! This endorsement covers backed-up or overflowing drains and pipes and is a smart addition to your insurance that keeps your home dry and your stress low.

Contents Coverage

Contents Coverage

We know your home is much more than walls and a roof. Contents coverage safeguards memories, comforts, and the items that make your house a home.

Other Structures

Other Structures

Your home continues beyond the boundaries of your house. Other structures coverage extends protection to your detached structures—think garages, sheds, and fences— and creates a comprehensive shield around your entire property.

Additional Living Expenses

Additional Living Expenses

Rest easy knowing that if your home becomes temporarily unlivable, you’ll still have a roof over your head and be reimbursed for the cost.

Animal Liability

Animal Liability

Financial protection for pet parents. If your furry friend injures someone causing a lawsuit, this coverage puts a leash on the potential damage to your wallet.

Other Structures

Other Structures

A screen helps your outdoor living space feel like an extension of your home. Knowing you have coverage to protect your screen leaves you free to kick back and relax.

Water Backup

Water Backup

Life can get messy! This endorsement covers backed-up or overflowing drains and pipes and is a smart addition to your insurance that keeps your home dry and your stress low.
A n image of a house that points to Animal Liability, Screen Exposure, Roof Coverage, and Other structures

Your Neighborhood Is Our Neighborhood

We live, work, and play in Florida, so we understand the unique challenges of Florida insurance and the individual needs of each of our members. From hurricane preparedness to understanding the intricacies of flood zones, our local expertise ensures our Homeowners offerings are encompassing and personalized.

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Join the Community! Become a Trident Member and benefit from individually crafted policies, responsive claims handling, and personalized service.